Brent Houston

Loan Officer | NMLS: 2381731

When is the best time to get pre-approved for a home loan?

Real estate competition is always a factor --whether it's a seller's or a buyer's market. That means that getting pre-approved for a home loan as soon as possible is the best move if you plan to buy property in the next three to five months.

Advantages Of Getting A Mortgage Preapproval

Confidently Put In An Offer

The process of getting pre-approved helps to clarify how much you can afford to pay in monthly mortgage payments.

Be Seen As A Low-Risk Buyer

Since pre-approval means that an underwriting team has already verified your buying power, the seller can feel assured in accepting it. Some sellers may even view a preapproval-backed offer as solid as a cash one!

Even More Advantages Of Getting Pre-approved With Us

The mortgage pre-approval process becomes even more attractive when you utilize our convenient online mortgage pre-approval process. From the comfort of your home, we can securely pull your credit to verify your income and assets.

With just a few clicks, you can submit your documentation for items like pay stubs, tax returns, and W-2s and even virtually connect to your financial institution to verify assets.

And, of course, a real-life mortgage professional is available to guide and advise you every step of the way.

Are you serious about buying a property within the next three months? It only takes minutes to complete the secure online application, and you can even save it to finish it at a later time. Have more questions? We've got answers! Contact us today for all your home loan and refinancing needs.

Let us help you!

Our representative will be in touch with you.

* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.
Brent Houston picture
Brent Houston picture

Brent Houston

Loan Officer

UFFC Mortgage | NMLS: 2381731

Getting started is Quick & Easy

If you have any questions, I’m here for you

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